Step-By-Step Guide To Buying

Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage pre-approved.

This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search.

The first step to finding the right property is to register with us either by calling us on 4258 0088 or visiting our office where you can discuss your property requirements with our Sales Team.

You can also register your interest about a specific property online if you are short of time. With more properties to choose from you can rest assured we have just what you’re looking for.

Once we have a clear understanding of your requirements you can receive a selection of properties that match your criteria.

We can also keep you constantly up-to-date via SMS and Email alerts when the latest properties become available.

In order to secure a property we recommend an early inspection. We’re available at times to suit you, viewings after work or weekends can be arranged.

We can also chauffeur you to private inspections ensuring you arrive in a relaxed frame of mind and accompany you throughout so that we are on hand to answer any questions immediately and advise where necessary.

The successful purchase of a property can be reliant on the instruction of an efficient and experienced Solicitor.

It is a good idea to use a Solicitor who knows the area that you’re moving to and specialises in conveyancing.

Once you have identified a suitable property we will submit your offer to the seller both verbally and in writing stating any special conditions of the offer.

You may need to demonstrate, if requested, that you are able to proceed (e.g. provide evidence of your mortgage pre-approval).

There are no legal obligations on either side until Contracts are signed and exchanged.

Once your offer is accepted we will do the following:

• Ask you to confirm your Solicitor’s and mortgage broker’s details
• Prepare a Sales Advice
• Write to all parties to confirm the agreed price and purchase conditions

You will now need to instruct your Solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your finance application.

As part of the conveyancing process your Solicitor will do the following:

• Raise any enquiries on receipt of the Contract from the seller’s Solicitor
• Request their own local searches
• Agree on a date for exchange of Contracts

We will assist your Solicitor and negotiate throughout the process, keeping you informed every step of the way.

A building & pest inspection can be booked by your Solicitor to identify any potential problems and a valuation will be booked on behalf of the mortgage lender to advise on the property’s value.

After the valuation report is received, a formal finance offer will be sent to you and your Solicitor. There are no legal obligations until Contracts are signed and exchanged.

Exchange of Contracts occurs when all conditions have been confirmed and agreed.

Once the Contract has been signed by both parties and the deposit (usually 10% of the purchase price) has been transferred or paid into the Agent’s trust bank account.

The settlement/completion date is then set by mutual agreement.

Settlement or Completion is when the residual monies are transferred from your lender to the seller.

We will release the keys once we receive instructions (Order On Agent) from the sellers Solicitor.

Congratulations, you are now the legal owner of your new home!